Insure Fitness Group supports National Personal Training Institute members with top-rated personal training liability insurance. Get insured instantly for just $189/year with Insure Fitness Group directly through this page.
- Instant & Secure Checkout
- Live Online & Pre-recorded Sessions Covered
- Covers 500+ Services from Personal Training, Pilates, Yoga, to Group Fitness
- Occurrence Form Coverage, Industry Preferred
- One low rate, maximum coverage
Personal Trainer Insurance Limits:
- Professional & General Liability Insurance: $1 million per occurrence, $3 million annually
- Personal Injury & Advertising Injury: $1 million
- Identity Theft Protection: $25,000
How Much Does Personal Training Insurance Cost?
Insure Fitness Group keeps things simple. They offer one low rate for students and professionals. Personal trainers can protect their career with IFG for just $189 per year. Their application takes just five minutes.
Many other insurers may advertise a low starting rate, but adding essential coverages you deserve can quickly run up the bill. Not with Insure Fitness Group – what you see is what you get.
| Professional Rate $189 | Student Rate $65 |
National Personal Trainers Institute Trusts Insure Fitness Group To Protect Their Students & Graduates
“Setting up a partnership with IFG has never been easier. Their exceptional insurance coverage and benefits truly empower our members, allowing them to focus on what they do best.”
— Casey McIlvaine, NPTI Senior Vice President (Global Operations)
What Is Personal Trainer Insurance?
As a newly certified personal trainer, you have to protect yourself from potential liability risks. That’s why we’re partnering with Insure Fitness Group, a top-rated insurer for fitness professionals. Personal trainer insurance is your first line of defense when a client is injured under your care.
Owned and operated by Arthur J. Gallagher & Co., Insure Fitness Group has your back with general and professional liability coverage tailored specifically to your personal training business. If you’re new to insurance, professional liability covers you for any claims made while training, like if a client injures themselves on an exercise machine. General liability covers everything else, from clients slipping and falling on a wet floor to other non-training injuries.
Their policy also includes additional protection like identity theft coverage along with personal injury & advertising injury, plus coverage for online training, all at no extra charge.
We highly recommend Insure Fitness Group’s insurance coverage. With an affordable price of $189 per year, you can get insured online in just five minutes or less, with no quotes and no hassle.
Insure Fitness Group Coverage limits:
- Professional & General Liability Insurance: $1 million per occurrence, $3 million annually
- Personal Injury & Advertising Injury: $1 million
- Identity Theft Protection: $25,000
- Nationwide Coverage
- Free Certificate of Insurance
Why Do Personal Trainers Need Liability Insurance?
If you’re a personal trainer, you need to be insured, even if you’re employed by a gym that offers coverage.
According to a 2023 study from the National Library of Medicine, 27% of weightlifters injured their shoulders, knees, and wrists in the past six months. Accidents can and do happen, even in a controlled setting. Just like your car insurance, their policy helps protect you from costly potential claims.
When you choose Insure Fitness Group, you’re not just protecting your business; you’re also building the trust your clients have in you. This trust is essential to building lasting client loyalty. Embrace the peace of mind that comes with knowing you’re protected.
What Does Personal Trainer Insurance Cover?
- Slips and Falls
- If a client falls down your stairs or slips on a wet floor, you could be held liable. With IFG, you’re protected.
- Training-related Injuries
- Exercise is a strenuous activity and injuries are common. Overdoing it can lead to muscle strain or even injuries. Insure Fitness Group’s coverage protects you from these claims.
- Live and Recorded Online Training
- Even if you aren’t physically with your client, you can still be held liable for any accidents that happened while someone was following your online training sessions. That’s why Insure Fitness Group offers free protection for online trainers.
- Equipment Failure
- Exercise equipment can and will break down eventually, potentially leading to client injuries. With Insure Fitness Group’s policy, you can rest easy knowing you’re covered.
- Identity Theft Protection
- Identity theft is on the rise. Protect your data with a $25K identity theft protection plan, included free with every Insure Fitness Group policy.
- Personal Injury and Advertising Injury
- Protect your reputation with Insure Fitness Group. Each policy comes with personal injury/advertising injury coverage, so you can rest easy knowing you’re covered.
Personal Trainer Resources
Insure Fitness Group provides several free business resources to help new and veteran trainers grow their business! From social media to business basics and more, their downloadable e-books help you stand out from the crowd. They also offer template forms that save you time and help protect your career, like a liability waiver and informed consent form.
